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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,223 | $91,194-6.5% | $178,486-52.3% | $79,860+6.7% |
| Participation rate | 94.4% | 69.2%+25.2pp | 81.9%+12.5pp | 69.6%+24.8pp |
| Annual return | 5.32% | 24.19%-18.9pp | 151.08%-145.8pp | 31.72%-26.4pp |
| Employer contribution / active EE | $7,648 | $3,256+134.9% | $5,011+52.6% | $2,471+209.5% |
| Participant deferral / active EE | $5,204 | $3,236+60.8% | $5,2020% | $3,740+39.1% |
| Admin fee / account holder | $3,337 | $6,751-50.6% | $13,985-76.1% | $5,306-37.1% |