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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,720 | $111,785-79.7% | $93,669-75.7% | $145,877-84.4% |
| Participation rate | 82.4% | 74.2%+8.1pp | 68.7%+13.6pp | 80.3%+2.1pp |
| Annual return | 6.54% | 203.79%-197.2pp | 133.59%-127.1pp | 551.28%-544.7pp |
| Employer contribution / active EE | $2,652 | $3,096-14.3% | $2,424+9.4% | $4,663-43.1% |
| Participant deferral / active EE | $2,079 | $4,919-57.7% | $4,416-52.9% | $6,691-68.9% |
| Admin fee / account holder | $8,967 | $10,256-12.6% | $8,291+8.1% | $13,402-33.1% |