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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,521 | $95,917-73.4% | $79,583-67.9% | $134,545-81.0% |
| Participation rate | 53.8% | 75.0%-21.2pp | 69.5%-15.6pp | 81.2%-27.4pp |
| Annual return | -8.42% | -2.70%-5.7pp | 0.16%-8.6pp | 418.37%-426.8pp |
| Employer contribution / active EE | $1,976 | $3,129-36.9% | $2,414-18.1% | $4,742-58.3% |
| Participant deferral / active EE | $5,099 | $4,694+8.6% | $3,986+27.9% | $6,401-20.3% |
| Admin fee / account holder | $2,530 | $9,132-72.3% | $6,835-63.0% | $11,431-77.9% |