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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,550 | $127,387+100.6% | $115,038+122.1% | $125,389+103.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.81% | 31.28%-34.1pp | 26.14%-29.0pp | 282.24%-285.1pp |
| Employer contribution / active EE | $3,754 | $5,166-27.3% | $4,608-18.5% | $4,866-22.8% |
| Participant deferral / active EE | $16,128 | $6,423+151.1% | $6,026+167.6% | $5,352+201.4% |
| Admin fee / account holder | $6,678 | $9,516-29.8% | $8,175-18.3% | $9,541-30.0% |