Retirement plan

THREE BEAR LODGE, INC., PROFIT SHARING PLAN

Name: THREE BEAR LODGE, INC. - THREE BEAR LODGE, INC., PROFIT SHARING PLAN (2023) Form 5500
Creator: THREE BEAR LODGE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THREE BEAR LODGE, INC., PROFIT SHARING PLAN, THREE BEAR LODGE, INC.

THREE BEAR LODGE, INC.EIN 81-0363465Plan #001PY 2023

P.O. BOX 1590 - WEST YELLOWSTONE, MT 59758406-646-7764threebearlodge.comLinkedIn51-200 employeeshospitality

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$667K

+6.6% from 2022

Total participants

119

+2.6% from 2022

Average account balance

$5,747

+4.7% from 2022

Annual return

7.00%

+24.42 pp from 2022

Benchmarks

See 6,168 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants25-99

Cohort6,168 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$743K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$5K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

136

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

251.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$32K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$593

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$151

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$40K

$786 / participant

Other / not subdivided$40K100.0%

% of EOY assets

6.010%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$5,747

$27,943-79.4%

$58,507-90.2%

$75,177-92.4%

Participation rate

94.1%

38.8%+55.3pp

50.9%+43.2pp

67.2%+26.9pp

Annual return

7.00%

44.22%-37.2pp

4252.32%-4245.3pp

160.75%-153.7pp

Employer contribution / active EE

$437

$670-34.7%

$1,053-58.5%

$2,671-83.6%

Participant deferral / active EE

$293

$1,202-75.6%

$1,922-84.8%

$4,126-92.9%

Admin fee / account holder

$345

$1,727-80.0%

$2,486-86.1%

$5,651-93.9%

THREE BEAR LODGE, INC., PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THREE BEAR LODGE, INC., PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion