Retirement plan

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Name: CENTURY COMPANIES, INC. - MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST (2021) Form 5500
Creator: CENTURY COMPANIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST, CENTURY COMPANIES, INC.

CENTURY COMPANIES, INC.EIN 81-0359330Plan #002PY 2021

PO BOX 579 - LEWISTOWN, MT 59457406-535-1230centuryci.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#001Retirement-$20.5M assets

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$9M

+16.6% from 2020

Total participants

282

+5.6% from 2020

Average account balance

$33,432

+12.7% from 2020

Annual return

13.57%

+1.80 pp from 2020

Benchmarks

See 2,980 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,980 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

298

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$945K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$177

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
LOOMIS SAYLES7+ years Filed as: LOOMIS, SAYLES & COMPANY, L.P. Service code 28 · EIN 04-3200030	Investment Management	$13,323
SCHAFER CULLEN CAPITAL MANAGEMENT,7+ years Service code 28 · EIN 13-3089070	Investment Management	$11,437
MERRILL LYNCH PIERCE FENNER & SMITH6 years Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 27 · EIN 13-5674085	Advisory (Plan)	$10,127
SEGALL BRYANT & HAMILL3 years Filed as: SEGALL BRYANT & HAMILL, LLC Service code 28 · EIN 41-1788385	Investment Management	$6,669
ADMN COMMITTEE, MT CONTRACTORS ASSN7+ years Service code 14 · EIN 81-0448832	Plan Administrator	$6,158

Plan features & details

Pension benefit codes2E2J3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$54K

$298 / participant

Investment mgmt$44K82.3%
Other / not subdivided$9K17.7%

% of EOY assets

0.598%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EIDE BAILLY LLP
Auditor EIN: 450250958
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,432

$77,677-57.0%

$109,188-69.4%

$79,389-57.9%

Participation rate

92.2%

67.8%+24.4pp

75.9%+16.3pp

70.7%+21.5pp

Annual return

13.57%

23.44%-9.9pp

25.76%-12.2pp

116.89%-103.3pp

Employer contribution / active EE

$186

$2,798-93.3%

$3,723-95.0%

$2,428-92.3%

Participant deferral / active EE

$2,794

$3,517-20.6%

$4,654-40.0%

$4,046-30.9%

Admin fee / account holder

$200

$732-72.7%

$6,755-97.0%

$626-68.1%

Provider

Service type

Compensation

LOOMIS SAYLES7+ years

Filed as: LOOMIS, SAYLES & COMPANY, L.P.

Service code 28 · EIN 04-3200030

Investment Management

$13,323

SCHAFER CULLEN CAPITAL MANAGEMENT,7+ years

Service code 28 · EIN 13-3089070

Investment Management

$11,437

MERRILL LYNCH PIERCE FENNER & SMITH6 years

Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI

Service code 27 · EIN 13-5674085

Advisory (Plan)

$10,127

SEGALL BRYANT & HAMILL3 years

Filed as: SEGALL BRYANT & HAMILL, LLC

Service code 28 · EIN 41-1788385

Investment Management

$6,669

ADMN COMMITTEE, MT CONTRACTORS ASSN7+ years

Service code 14 · EIN 81-0448832

Plan Administrator

$6,158

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion