Retirement plan

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Name: CENTURY COMPANIES, INC. - MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST (2017) Form 5500
Creator: CENTURY COMPANIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST, CENTURY COMPANIES, INC.

CENTURY COMPANIES, INC.EIN 81-0359330Plan #002PY 2017

PO BOX 579 - LEWISTOWN, MT 59457406-535-1200centuryci.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#001Retirement-$13.6M assets

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$5.7M

+20.9% from 2016

Total participants

256

-1.5% from 2016

Average account balance

$23,494

+19.9% from 2016

Annual return

16.37%

+10.40 pp from 2016

Benchmarks

See 2,582 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,582 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

298

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$945K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$177

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
SCHAFER CULLEN CAPITAL MANAGEMENT,3+ years Service code 28 · EIN 13-3089070	Investment Management	$8,535
ADMN COMMITTEE, MT CONTRACTORS ASSN3+ years Service code 14 · EIN 81-0448832	Plan Administrator	$7,772
LOOMIS SAYLES3+ years Filed as: LOOMIS, SAYLES & COMPANY, L.P. Service code 28 · EIN 04-3200030	Investment Management	$7,091
MERRILL LYNCH PIERCE FENNER & SMITH2 years Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 27 · EIN 13-5674085	Advisory (Plan)	$6,329

Plan features & details

Pension benefit codes2E2J3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$42K

$243 / participant

Investment mgmt$34K79.4%
Other / not subdivided$9K20.6%

% of EOY assets

0.738%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: EIDE BAILLY LLP
Auditor EIN: 450250958
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,494

$58,726-60.0%

$92,240-74.5%

$62,293-62.3%

Participation rate

93.1%

68.3%+24.8pp

76.5%+16.6pp

69.5%+23.6pp

Annual return

16.37%

43.62%-27.2pp

176.29%-159.9pp

28.90%-12.5pp

Employer contribution / active EE

$174

$2,392-92.7%

$3,680-95.3%

$2,042-91.5%

Participant deferral / active EE

$2,124

$2,766-23.2%

$3,897-45.5%

$3,169-33.0%

Admin fee / account holder

$173

$556-68.8%

$5,194-96.7%

$479-63.8%

Provider

Service type

Compensation

SCHAFER CULLEN CAPITAL MANAGEMENT,3+ years

Service code 28 · EIN 13-3089070

Investment Management

$8,535

ADMN COMMITTEE, MT CONTRACTORS ASSN3+ years

Service code 14 · EIN 81-0448832

Plan Administrator

$7,772

LOOMIS SAYLES3+ years

Filed as: LOOMIS, SAYLES & COMPANY, L.P.

Service code 28 · EIN 04-3200030

Investment Management

$7,091

MERRILL LYNCH PIERCE FENNER & SMITH2 years

Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI

Service code 27 · EIN 13-5674085

Advisory (Plan)

$6,329

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion