Retirement plan

CENTER FOR MENTAL HEALTH 401(K) PROFIT SHARING PLAN & TRUST

Name: CENTER FOR MENTAL HEALTH - CENTER FOR MENTAL HEALTH 401(K) PROFIT SHARING PLAN & TRUST (2018) Form 5500
Creator: CENTER FOR MENTAL HEALTH
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTER FOR MENTAL HEALTH 401(K) PROFIT SHARING PLAN & TRUST, CENTER FOR MENTAL HEALTH

CENTER FOR MENTAL HEALTHEIN 81-0347441Plan #001PY 2018

915 1ST AVENUE SOUTH, PO BOX 3089 - GREAT FALLS, MT 594033089406-771-8648LinkedIn201-500 employeesmental health care

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$2M

+16.7% from 2017

Total participants

171

-8.1% from 2017

Average account balance

$21,276

+24.3% from 2017

Annual return

9.66%

-3.26 pp from 2017

Benchmarks

See 5,259 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,259 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

43.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$345K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$487

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
JCCS, PC DBA JCCS BENEFIT CONSULTIN3+ years Service code 13 501 PARK DRIVE SOUTH · GREAT FALLS, ME 594051879	Contract Administrator	$3,647
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Filed as: EMPOWER RETIRMENT ADVISORY SERVICES Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$2,134
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$300

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$4K

$28 / participant

Contract admin$2K50.3%
Other / not subdivided$2K49.7%

% of EOY assets

0.214%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DOUGLAS WILSON AND COMPANY PC
Auditor EIN: 810446334
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,276

$47,977-55.7%

$154,108-86.2%

$56,289-62.2%

Participation rate

48.7%

66.2%-17.5pp

83.0%-34.4pp

69.9%-21.2pp

Annual return

9.66%

3.54%+6.1pp

735.21%-725.5pp

-9.96%+19.6pp

Employer contribution / active EE

$508

$2,169-76.6%

$5,298-90.4%

$2,111-75.9%

Participant deferral / active EE

$767

$2,392-67.9%

$5,081-84.9%

$3,350-77.1%

Admin fee / account holder

$46

$438-89.6%

$13,411-99.7%

$521-91.3%

Provider

Service type

Compensation

JCCS, PC DBA JCCS BENEFIT CONSULTIN3+ years

Service code 13

501 PARK DRIVE SOUTH · GREAT FALLS, ME 594051879

Contract Administrator

$3,647

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Filed as: EMPOWER RETIRMENT ADVISORY SERVICES

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$2,134

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Service code 64 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$300

CENTER FOR MENTAL HEALTH 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTER FOR MENTAL HEALTH 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion