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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,007 | $123,000-40.6% | $105,582-30.9% | $198,609-63.2% |
| Participation rate | 77.8% | 76.8%+1.0pp | 71.8%+6.0pp | 82.4%-4.6pp |
| Annual return | 13.89% | 18.31%-4.4pp | 18.61%-4.7pp | 202.70%-188.8pp |
| Employer contribution / active EE | $1,702 | $3,582-52.5% | $2,984-43.0% | $5,055-66.3% |
| Participant deferral / active EE | $3,479 | $5,013-30.6% | $4,353-20.1% | $6,977-50.1% |
| Admin fee / account holder | $3,343 | $16,254-79.4% | $12,856-74.0% | $19,030-82.4% |