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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,420 | $137,414-52.4% | $189,520-65.5% | $85,856-23.8% |
| Participation rate | 95.8% | 84.6%+11.2pp | 87.8%+8.0pp | 69.3%+26.5pp |
| Annual return | 9.26% | 38.14%-28.9pp | 555.25%-546.0pp | 318.58%-309.3pp |
| Employer contribution / active EE | $3,078 | $4,344-29.2% | $6,161-50.0% | $2,565+20.0% |
| Participant deferral / active EE | $3,838 | $6,260-38.7% | $8,220-53.3% | $3,952-2.9% |
| Admin fee / account holder | $913 | $8,630-89.4% | $12,046-92.4% | $6,261-85.4% |