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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,516 | $199,109-56.5% | $173,730-50.2% | $154,746-44.1% |
| Participation rate | 90.5% | 82.8%+7.7pp | 79.6%+10.9pp | 80.7%+9.8pp |
| Annual return | 15.90% | 20.02%-4.1pp | 19.96%-4.1pp | 172.34%-156.4pp |
| Employer contribution / active EE | $4,909 | $5,311-7.6% | $4,577+7.2% | $4,379+12.1% |
| Participant deferral / active EE | $2,577 | $7,113-63.8% | $6,326-59.3% | $6,730-61.7% |
| Admin fee / account holder | $885 | $20,916-95.8% | $17,523-95.0% | $14,365-93.8% |