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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,513 | $162,821-45.0% | $133,978-33.2% | $158,982-43.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.44% | 41.95%-28.5pp | 45.10%-31.7pp | 302.99%-289.5pp |
| Employer contribution / active EE | $6,508 | $4,976+30.8% | $3,919+66.1% | $4,763+36.7% |
| Participant deferral / active EE | $6,578 | $5,910+11.3% | $5,047+30.3% | $5,983+9.9% |
| Admin fee / account holder | $3,294 | $11,742-71.9% | $8,930-63.1% | $11,252-70.7% |