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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,613 | $56,110+43.7% | $94,993-15.1% | $70,126+15.0% |
| Participation rate | 93.9% | 65.0%+28.9pp | 73.9%+20.1pp | 69.5%+24.4pp |
| Annual return | 17.18% | 51.02%-33.8pp | 27.14%-10.0pp | 73.15%-56.0pp |
| Employer contribution / active EE | $6,173 | $1,442+328.0% | $2,603+137.1% | $2,343+163.5% |
| Participant deferral / active EE | $4,224 | $2,391+76.6% | $3,317+27.3% | $3,332+26.8% |
| Admin fee / account holder | $1,864 | $3,456-46.1% | $4,960-62.4% | $4,645-59.9% |