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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,595 | $49,025+9.3% | $87,502-38.8% | $62,881-14.8% |
| Participation rate | 86.8% | 64.9%+22.0pp | 73.8%+13.0pp | 69.3%+17.5pp |
| Annual return | 8.24% | 10.02%-1.8pp | 12.21%-4.0pp | 20.14%-11.9pp |
| Employer contribution / active EE | $441 | $1,372-67.8% | $2,550-82.7% | $2,281-80.6% |
| Participant deferral / active EE | $1,682 | $2,289-26.5% | $3,149-46.6% | $3,203-47.5% |
| Admin fee / account holder | $904 | $4,065-77.8% | $4,221-78.6% | $4,296-79.0% |