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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,425 | $91,559-26.4% | $133,971-49.7% | $79,852-15.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 16.00% | 61.85%-45.8pp | 45.09%-29.1pp | 31.72%-15.7pp |
| Employer contribution / active EE | $3,896 | $2,384+63.4% | $3,919-0.6% | $2,471+57.7% |
| Participant deferral / active EE | $1,627 | $3,734-56.4% | $5,047-67.8% | $3,740-56.5% |
| Admin fee / account holder | $6,880 | $6,321+8.8% | $8,929-23.0% | $5,306+29.6% |