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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,272 | $72,404-9.8% | $110,243-40.8% | $64,173+1.7% |
| Participation rate | 97.3% | 73.3%+24.0pp | 79.8%+17.5pp | 69.6%+27.8pp |
| Annual return | -7.14% | -6.29%-0.9pp | 314.76%-321.9pp | 7.63%-14.8pp |
| Employer contribution / active EE | $4,169 | $2,282+82.7% | $3,827+8.9% | $2,381+75.1% |
| Participant deferral / active EE | $1,879 | $3,469-45.8% | $4,672-59.8% | $3,470-45.8% |
| Admin fee / account holder | $7,812 | $5,664+37.9% | $8,548-8.6% | $4,887+59.8% |