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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,727 | $107,666+76.2% | $102,184+85.7% | $154,746+22.6% |
| Participation rate | 75.0% | 83.7%-8.7pp | 82.6%-7.6pp | 80.7%-5.7pp |
| Annual return | 12.08% | 29.33%-17.2pp | 31.58%-19.5pp | 172.34%-160.3pp |
| Employer contribution / active EE | $14,083 | $3,846+266.1% | $3,594+291.9% | $4,379+221.6% |
| Participant deferral / active EE | $23,021 | $8,719+164.0% | $8,309+177.1% | $6,730+242.0% |
| Admin fee / account holder | $905 | $12,943-93.0% | $11,609-92.2% | $14,365-93.7% |