Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,571 | $57,541-69.5% | $95,740-81.6% | $75,173-76.6% |
| Participation rate | 66.7% | 62.5%+4.2pp | 72.3%-5.6pp | 67.2%-0.5pp |
| Annual return | 51.75% | 34.93%+16.8pp | 28.41%+23.3pp | 160.72%-109.0pp |
| Employer contribution / active EE | $3,806 | $1,808+110.6% | $2,836+34.2% | $2,671+42.5% |
| Participant deferral / active EE | $6,651 | $3,074+116.4% | $4,244+56.7% | $4,126+61.2% |
| Admin fee / account holder | $2,750 | $4,099-32.9% | $5,676-51.6% | $5,651-51.3% |