Retirement plan

HILLER PLUMBING, HEATING & COOLING COMPANY, INC. 401(K) PLAN

Name: HILLER, LLC DBA HILLER PLUMBING, HEATING, COOLING & ELECTRICAL - HILLER PLUMBING, HEATING & COOLING COMPANY, INC. 401(K) PLAN (2016) Form 5500
Creator: HILLER, LLC DBA HILLER PLUMBING, HEATING, COOLING & ELECTRICAL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HILLER PLUMBING, HEATING & COOLING COMPANY, INC. 401(K) PLAN, HILLER, LLC DBA HILLER PLUMBING, HEATING, COOLING & ELECTRICAL

HILLER, LLC DBA HILLER PLUMBING, HEATING, COOLING & ELECTRICALEIN 80-0968579Plan #001PY 2016

915 MURFREESBORO PIKE - NASHVILLE, TN 37217615-292-6110

Prospect flagsLow participationLow assets / participantLow employer contribution

How to read this page

Total assets (EOY)

$4.3M

No prior year

Total participants

583

No prior year

Average account balance

$12,071

No prior year

Annual return

13.60%

No prior year

Benchmarks

See 1,079 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,079 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

509

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

49.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.52M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.36%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$310

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 by compensation

Provider	Service type	Compensation
NORTHWESTERN MUTUAL INVESTMENT SERV1+ years Filed as: NORTHWESTERN MUTUAL INVESTMENT SVCS Service code 55	Other Commissions	$26,761
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: GREAT-WEST LIFE & ANNUITY INS. CO. Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$22,935
AVINTUS1+ years Service code 13 · EIN 04-3682160	Contract Administrator	$7,196
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850	Indirect Investment Fees	$1,830
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$315
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 60	Sub-TA Fees	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURNACE Service code 67	Other insurance wrap fees	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUTAL LIFE INSURANC Service code 67	Other insurance wrap fees	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSTTS MUTUAL LIFE INSURANCE Service code 67	Other insurance wrap fees	$0
NORTHWESTERN MUTUAL INVESTMENT SERV1+ years Filed as: NORTHWESTERN MUTUAL INV SVCS. LLC Service code 53 · EIN 52-2114207	Insurance Commissions	$0

Plan features & details

Pension benefit codes2E2J2K2F2G3D2T3B

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$25K

$51 / participant

Contract admin$25K100.0%

% of EOY assets

0.564%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CPA CONSULTING GROUP, PLLC
Auditor EIN: 621836110
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$12,071

$57,921-79.2%

$84,753-85.8%

$57,658-79.1%

Participation rate

53.3%

72.9%-19.6pp

76.6%-23.2pp

70.2%-16.9pp

Annual return

13.60%

10.24%+3.4pp

22.78%-9.2pp

5.13%+8.5pp

Employer contribution / active EE

$441

$2,598-83.0%

$3,574-87.7%

$1,974-77.7%

Participant deferral / active EE

$1,611

$2,742-41.2%

$3,712-56.6%

$3,061-47.4%

Admin fee / account holder

$68

$130-47.5%

$5,333-98.7%

$95-28.0%

Provider

Service type

Compensation

NORTHWESTERN MUTUAL INVESTMENT SERV1+ years

Filed as: NORTHWESTERN MUTUAL INVESTMENT SVCS

Service code 55

Other Commissions

$26,761

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: GREAT-WEST LIFE & ANNUITY INS. CO.

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$22,935

AVINTUS1+ years

Service code 13 · EIN 04-3682160

Contract Administrator

$7,196

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$1,830

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$315

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 60

Sub-TA Fees

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURNACE

Service code 67

Other insurance wrap fees

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUTAL LIFE INSURANC

Service code 67

Other insurance wrap fees

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSTTS MUTUAL LIFE INSURANCE

Service code 67

Other insurance wrap fees

NORTHWESTERN MUTUAL INVESTMENT SERV1+ years

Filed as: NORTHWESTERN MUTUAL INV SVCS. LLC

Service code 53 · EIN 52-2114207

Insurance Commissions

HILLER PLUMBING, HEATING & COOLING COMPANY, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HILLER PLUMBING, HEATING & COOLING COMPANY, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion