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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,588 | $60,349-70.9% | $74,184-76.3% | $62,881-72.0% |
| Participation rate | 72.2% | 72.7%-0.5pp | 76.6%-4.4pp | 69.3%+2.9pp |
| Annual return | 21.72% | 21.38%+0.3pp | 17.74%+4.0pp | 20.14%+1.6pp |
| Employer contribution / active EE | $3,057 | $1,680+81.9% | $2,370+29.0% | $2,281+34.0% |
| Participant deferral / active EE | $6,380 | $2,856+123.4% | $3,550+79.7% | $3,203+99.2% |
| Admin fee / account holder | $3,101 | $4,261-27.2% | $5,586-44.5% | $4,296-27.8% |