Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $3,200 |
ADP BROKER-DEALER5+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,859 | $47,456-70.8% | $172,752-92.0% | $77,775-82.2% |
| Participation rate | 28.3% | 66.3%-37.9pp | 82.6%-54.3pp | 73.2%-44.9pp |
| Annual return | 104.36% | 35.57%+68.8pp | 802.97%-698.6pp | 32.58%+71.8pp |
| Employer contribution / active EE | $308 | $1,574-80.5% | $5,144-94.0% | $2,504-87.7% |
| Participant deferral / active EE | $1,039 | $2,560-59.4% | $5,198-80.0% | $3,966-73.8% |
| Admin fee / account holder | $6 | $81-92.0% | $13,955-100.0% | $100-93.6% |