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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC3 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $88,508 |
Service code 37 · EIN 04-2647786 | Loan Processing | $41,297 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,839 | $100,272+30.5% | $170,028-23.0% | $74,440+75.8% |
| Participation rate | 92.8% | 87.4%+5.4pp | 87.0%+5.8pp | 70.7%+22.1pp |
| Annual return | 22.12% | 66.12%-44.0pp | 53.39%-31.3pp | 34.37%-12.2pp |
| Employer contribution / active EE | $7,904 | $4,266+85.3% | $6,788+16.4% | $2,638+199.6% |
| Participant deferral / active EE | $17,954 | $7,147+151.2% | $10,409+72.5% | $4,529+296.4% |
| Admin fee / account holder | $329 | $235+40.3% | $12,820-97.4% | $348-5.4% |