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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,322 | $165,381-59.3% | $149,730-55.0% | $158,966-57.7% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 19.38% | 348.29%-328.9pp | 276.70%-257.3pp | 302.95%-283.6pp |
| Employer contribution / active EE | $15,396 | $5,104+201.6% | $4,645+231.4% | $4,762+223.3% |
| Participant deferral / active EE | $8,243 | $7,182+14.8% | $6,843+20.5% | $5,983+37.8% |
| Admin fee / account holder | $1,714 | $10,809-84.1% | $9,310-81.6% | $11,250-84.8% |