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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,765 | $103,387+147.4% | $87,102+193.6% | $152,885+67.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 5.53% | 28.10%-22.6pp | 28.19%-22.7pp | 345.39%-339.9pp |
| Employer contribution / active EE | $4,675 | $3,221+45.2% | $2,521+85.4% | $4,763-1.8% |
| Participant deferral / active EE | $9,350 | $4,778+95.7% | $4,048+131.0% | $5,851+59.8% |
| Admin fee / account holder | $0 | $12,193-100.0% | $7,491-100.0% | $11,598-100.0% |