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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,951 | $175,231-29.8% | $149,696-17.9% | $139,466-11.8% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 13.79% | 166.77%-153.0pp | 134.46%-120.7pp | 373.66%-359.9pp |
| Employer contribution / active EE | $2,578 | $5,478-52.9% | $4,821-46.5% | $4,754-45.8% |
| Participant deferral / active EE | $15,900 | $6,521+143.8% | $5,682+179.8% | $6,712+136.9% |
| Admin fee / account holder | $15,082 | $16,155-6.6% | $13,212+14.2% | $11,409+32.2% |