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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,445 | $138,072-95.3% | $123,549-94.8% | $135,382-95.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 1.44% | 153.69%-152.3pp | 119.20%-117.8pp | 519.77%-518.3pp |
| Employer contribution / active EE | $4,215 | $5,152-18.2% | $4,628-8.9% | $4,779-11.8% |
| Participant deferral / active EE | $18,250 | $6,799+168.4% | $6,426+184.0% | $5,609+225.4% |
| Admin fee / account holder | $159,177 | $10,917+1358.1% | $9,284+1614.5% | $10,829+1370.0% |