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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,150 | $156,963-36.2% | $121,204-17.4% | $139,466-28.2% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.5%-9.5pp | 80.3%-20.3pp |
| Annual return | 23.61% | 1476.75%-1453.1pp | 987.18%-963.6pp | 373.66%-350.0pp |
| Employer contribution / active EE | $2,775 | $5,544-50.0% | $4,170-33.5% | $4,754-41.6% |
| Participant deferral / active EE | $6,988 | $4,848+44.1% | $4,083+71.2% | $6,712+4.1% |
| Admin fee / account holder | $0 | $6,953-100.0% | $5,651-100.0% | $11,409-100.0% |