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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,861 | $152,591-37.8% | $117,529-19.3% | $134,545-29.5% |
| Participation rate | 71.4% | 77.1%-5.7pp | 70.6%+0.8pp | 81.2%-9.8pp |
| Annual return | -18.88% | 53.04%-71.9pp | 29.77%-48.6pp | 418.37%-437.2pp |
| Employer contribution / active EE | $3,332 | $5,576-40.2% | $4,179-20.3% | $4,742-29.7% |
| Participant deferral / active EE | $6,727 | $4,821+39.5% | $4,072+65.2% | $6,401+5.1% |
| Admin fee / account holder | $987 | $7,004-85.9% | $5,645-82.5% | $11,431-91.4% |