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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,395 | $78,015-52.1% | $178,505-79.1% | $80,959-53.8% |
| Participation rate | 52.0% | 65.7%-13.7pp | 77.1%-25.1pp | 67.7%-15.7pp |
| Annual return | 18.56% | 18.10%+0.5pp | 27.16%-8.6pp | 35.67%-17.1pp |
| Employer contribution / active EE | $2,861 | $2,281+25.4% | $3,955-27.7% | $2,757+3.8% |
| Participant deferral / active EE | $5,897 | $4,406+33.8% | $6,280-6.1% | $4,300+37.1% |
| Admin fee / account holder | $2,366 | $7,160-67.0% | $10,428-77.3% | $6,925-65.8% |