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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,008 | $80,812-38.1% | $160,784-68.9% | $82,448-39.3% |
| Participation rate | 54.0% | 66.2%-12.2pp | 77.0%-23.0pp | 68.1%-14.1pp |
| Annual return | 19.02% | 100.59%-81.6pp | 1803.92%-1784.9pp | 41.64%-22.6pp |
| Employer contribution / active EE | $2,649 | $2,174+21.8% | $3,733-29.0% | $2,551+3.8% |
| Participant deferral / active EE | $5,894 | $4,335+35.9% | $6,293-6.3% | $4,139+42.4% |
| Admin fee / account holder | $4,377 | $7,695-43.1% | $9,717-55.0% | $7,234-39.5% |