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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,008 | $90,400-44.7% | $186,193-73.1% | $87,485-42.8% |
| Participation rate | 54.0% | 66.2%-12.2pp | 77.1%-23.1pp | 68.9%-14.9pp |
| Annual return | 19.02% | 22.15%-3.1pp | 78.03%-59.0pp | 26.06%-7.0pp |
| Employer contribution / active EE | $2,649 | $2,170+22.0% | $3,918-32.4% | $2,596+2.0% |
| Participant deferral / active EE | $5,894 | $4,330+36.1% | $6,513-9.5% | $4,274+37.9% |
| Admin fee / account holder | $4,377 | $8,673-49.5% | $11,058-60.4% | $7,775-43.7% |