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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,989 | $96,388-84.4% | $80,627-81.4% | $139,466-89.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 37.11% | 1352.08%-1315.0pp | 936.76%-899.7pp | 373.66%-336.6pp |
| Employer contribution / active EE | $3,095 | $3,260-5.1% | $2,723+13.7% | $4,754-34.9% |
| Participant deferral / active EE | $5,882 | $5,224+12.6% | $4,443+32.4% | $6,712-12.4% |
| Admin fee / account holder | $1,804 | $6,603-72.7% | $5,381-66.5% | $11,409-84.2% |