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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,881 | $99,995-33.1% | $85,063-21.4% | $145,978-54.2% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 11.53% | 83.99%-72.5pp | 66.54%-55.0pp | 550.52%-539.0pp |
| Employer contribution / active EE | $4,110 | $3,231+27.2% | $2,727+50.7% | $4,662-11.8% |
| Participant deferral / active EE | $4,415 | $5,295-16.6% | $4,523-2.4% | $6,690-34.0% |
| Admin fee / account holder | $0 | $7,255-100.0% | $6,155-100.0% | $13,400-100.0% |