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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,881 | $100,073-33.2% | $85,126-21.4% | $145,877-54.2% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 11.53% | 84.11%-72.6pp | 66.63%-55.1pp | 551.28%-539.8pp |
| Employer contribution / active EE | $4,110 | $3,236+27.0% | $2,731+50.5% | $4,663-11.9% |
| Participant deferral / active EE | $4,415 | $5,294-16.6% | $4,523-2.4% | $6,691-34.0% |
| Admin fee / account holder | $0 | $7,261-100.0% | $6,160-100.0% | $13,402-100.0% |