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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,388 | $93,064-24.4% | $74,577-5.6% | $273,972-74.3% |
| Participation rate | 22.2% | 74.9%-52.7pp | 68.1%-45.9pp | 83.0%-60.8pp |
| Annual return | 7.36% | 26.18%-18.8pp | 20.47%-13.1pp | 41.46%-34.1pp |
| Employer contribution / active EE | $2,068 | $3,160-34.6% | $2,525-18.1% | $4,869-57.5% |
| Participant deferral / active EE | $4,667 | $4,160+12.2% | $3,458+34.9% | $5,287-11.7% |
| Admin fee / account holder | $869 | $5,273-83.5% | $4,138-79.0% | $10,133-91.4% |