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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,639 | $48,274-71.7% | $63,244-78.4% | $59,633-77.1% |
| Participation rate | 95.5% | 66.3%+29.1pp | 71.0%+24.4pp | 68.7%+26.8pp |
| Annual return | 7.76% | -240.79%+248.5pp | -70.31%+78.1pp | 2041.45%-2033.7pp |
| Employer contribution / active EE | $1,338 | $1,586-15.7% | $2,322-42.4% | $2,203-39.3% |
| Participant deferral / active EE | $1,876 | $2,343-19.9% | $2,953-36.5% | $3,192-41.2% |
| Admin fee / account holder | $559 | $3,600-84.5% | $5,893-90.5% | $4,297-87.0% |