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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,616 | $107,015-87.3% | $73,545-81.5% | $147,585-90.8% |
| Participation rate | 33.3% | 66.4%-33.0pp | 54.9%-21.6pp | 82.8%-49.5pp |
| Annual return | 0.00% | 38.25%-38.2pp | -15.16%+15.2pp | 578.57%-578.6pp |
| Employer contribution / active EE | $278 | $1,760-84.2% | $1,219-77.2% | $4,876-94.3% |
| Participant deferral / active EE | $4,146 | $2,462+68.4% | $1,806+129.6% | $5,439-23.8% |
| Admin fee / account holder | $5 | $3,055-99.9% | $2,320-99.8% | $10,885-100.0% |