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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,308 | $94,529-87.0% | $140,019-91.2% | $64,173-80.8% |
| Participation rate | 81.0% | 84.1%-3.1pp | 87.5%-6.5pp | 69.6%+11.4pp |
| Annual return | -2.15% | 7.77%-9.9pp | 651.17%-653.3pp | 7.63%-9.8pp |
| Employer contribution / active EE | $2,077 | $3,812-45.5% | $5,605-62.9% | $2,381-12.8% |
| Participant deferral / active EE | $5,002 | $5,250-4.7% | $6,927-27.8% | $3,470+44.2% |
| Admin fee / account holder | $357 | $6,741-94.7% | $10,705-96.7% | $4,887-92.7% |