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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,903 | $153,769-92.9% | $133,975-91.9% | $273,972-96.0% |
| Participation rate | 94.4% | 88.4%+6.1pp | 87.1%+7.4pp | 83.0%+11.4pp |
| Annual return | 36.23% | 36.51%-0.3pp | 29.29%+6.9pp | 41.46%-5.2pp |
| Employer contribution / active EE | $2,419 | $6,029-59.9% | $5,211-53.6% | $4,869-50.3% |
| Participant deferral / active EE | $5,987 | $6,958-14.0% | $6,282-4.7% | $5,287+13.2% |
| Admin fee / account holder | $526 | $11,765-95.5% | $9,324-94.4% | $10,133-94.8% |