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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,530 | $124,330-92.3% | $109,173-91.3% | $167,536-94.3% |
| Participation rate | 80.0% | 79.5%+0.5pp | 75.9%+4.1pp | 82.1%-2.1pp |
| Annual return | 9.71% | 26.04%-16.3pp | 25.75%-16.0pp | 478.82%-469.1pp |
| Employer contribution / active EE | $1,313 | $4,209-68.8% | $3,723-64.7% | $4,839-72.9% |
| Participant deferral / active EE | $2,714 | $5,256-48.4% | $4,654-41.7% | $6,342-57.2% |
| Admin fee / account holder | $796 | $7,974-90.0% | $6,755-88.2% | $12,315-93.5% |