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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,260 | $45,566-75.3% | $64,105-82.4% | $59,633-81.1% |
| Participation rate | 76.5% | 60.2%+16.3pp | 68.2%+8.3pp | 68.7%+7.8pp |
| Annual return | 0.00% | 4.95%-4.9pp | 791.24%-791.2pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $3,105 | $934+232.4% | $1,820+70.6% | $2,203+41.0% |
| Participant deferral / active EE | $6,894 | $2,057+235.2% | $2,822+144.3% | $3,192+116.0% |
| Admin fee / account holder | $664 | $3,268-79.7% | $4,499-85.2% | $4,297-84.5% |