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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,910 | $135,956-68.4% | $123,894-65.4% | $273,972-84.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 137.25% | 56.63%+80.6pp | 47.52%+89.7pp | 41.46%+95.8pp |
| Employer contribution / active EE | $9,871 | $5,170+90.9% | $4,617+113.8% | $4,869+102.8% |
| Participant deferral / active EE | $18,648 | $6,343+194.0% | $5,984+211.6% | $5,287+252.7% |
| Admin fee / account holder | $566 | $9,817-94.2% | $8,357-93.2% | $10,133-94.4% |