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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,156 | $80,992-34.4% | $96,534-44.9% | $75,173-29.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 30.99% | 27.05%+3.9pp | 25.88%+5.1pp | 160.72%-129.7pp |
| Employer contribution / active EE | $0 | $2,283-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $21,512 | $3,929+447.5% | $4,851+343.4% | $4,126+421.3% |
| Admin fee / account holder | $4,658 | $6,717-30.7% | $8,253-43.6% | $5,651-17.6% |