Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,670 | $138,075-87.2% | $123,552-85.7% | $135,379-86.9% |
| Participation rate | 21.7% | 84.7%-63.0pp | 82.3%-60.6pp | 82.6%-60.9pp |
| Annual return | -34.65% | 153.70%-188.3pp | 119.20%-153.8pp | 519.79%-554.4pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,447 | $6,800-64.0% | $6,426-61.9% | $5,609-56.4% |
| Admin fee / account holder | $2,023 | $10,917-81.5% | $9,285-78.2% | $10,828-81.3% |