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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,316 | $145,431+73.5% | $211,142+19.5% | $87,485+188.4% |
| Participation rate | 80.8% | 84.7%-4.0pp | 87.3%-6.5pp | 68.9%+11.8pp |
| Annual return | 16.46% | 27.21%-10.7pp | 46.84%-30.4pp | 26.06%-9.6pp |
| Employer contribution / active EE | $0 | $4,662-100.0% | $6,442-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $13,914 | $6,859+102.9% | $9,284+49.9% | $4,274+225.6% |
| Admin fee / account holder | $18,615 | $17,052+9.2% | $19,076-2.4% | $7,775+139.4% |