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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,970 | $102,632+113.4% | $81,988+167.1% | $158,950+37.8% |
| Participation rate | 91.7% | 75.5%+16.1pp | 69.3%+22.4pp | 82.0%+9.7pp |
| Annual return | 16.78% | 61.05%-44.3pp | 41.31%-24.5pp | 302.91%-286.1pp |
| Employer contribution / active EE | $4,432 | $3,241+36.8% | $2,498+77.4% | $4,762-6.9% |
| Participant deferral / active EE | $8,443 | $4,649+81.6% | $3,722+126.8% | $5,983+41.1% |
| Admin fee / account holder | $1,628 | $8,237-80.2% | $5,665-71.3% | $11,248-85.5% |