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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,934 | $58,577-50.6% | $83,323-65.3% | $64,181-54.9% |
| Participation rate | 59.5% | 72.0%-12.6pp | 77.8%-18.3pp | 69.6%-10.1pp |
| Annual return | 0.00% | 9.65%-9.6pp | 10.63%-10.6pp | 7.63%-7.6pp |
| Employer contribution / active EE | $2,188 | $2,098+4.3% | $3,379-35.2% | $2,381-8.1% |
| Participant deferral / active EE | $4,168 | $4,654-10.5% | $5,565-25.1% | $3,470+20.1% |
| Admin fee / account holder | $2,272 | $9,275-75.5% | $7,539-69.9% | $4,887-53.5% |