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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,286 | $60,165-21.4% | $74,184-36.3% | $55,167-14.3% |
| Participation rate | 84.7% | 74.2%+10.5pp | 76.6%+8.1pp | 69.0%+15.7pp |
| Annual return | 10.69% | 10.00%+0.7pp | 17.74%-7.0pp | 169.23%-158.5pp |
| Employer contribution / active EE | $1,759 | $1,600+9.9% | $2,370-25.8% | $1,963-10.4% |
| Participant deferral / active EE | $4,305 | $2,973+44.8% | $3,550+21.3% | $3,054+40.9% |
| Admin fee / account holder | $3,760 | $419+796.8% | $5,586-32.7% | $504+646.2% |