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| Provider | Service type | Compensation |
|---|---|---|
MCCREADY & KEENE INC.2 years Service code 15 · EIN 35-0500670 | Recordkeeping | $45,203 |
CAPSOUTH PARTNERS2 years Filed as: CAPSOUTH PARTNERS INC. Service code 27 · EIN 01-0647966 | Advisory (Plan) | $22,137 |
TD AMERITRADE, INC.4+ years Filed as: TD AMERITRADE TRUST COMPANY Service code 18 · EIN 20-0937408 | Direct payment from the plan; Trustee... | $9,558 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,008 | $48,261-35.7% | $68,612-54.8% | $55,725-44.4% |
| Participation rate | 85.5% | 71.0%+14.4pp | 72.2%+13.2pp | 70.9%+14.6pp |
| Annual return | -3.98% | -2.61%-1.4pp | -4.63%+0.7pp | 244.93%-248.9pp |
| Employer contribution / active EE | $1,094 | $1,742-37.2% | $2,625-58.3% | $2,078-47.4% |
| Participant deferral / active EE | $1,770 | $2,712-34.7% | $3,311-46.5% | $3,356-47.2% |
| Admin fee / account holder | $202 | $126+60.0% | $5,131-96.1% | $115+75.2% |