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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,113 | $110,137-69.0% | $161,149-78.8% | $82,637-58.7% |
| Participation rate | 26.8% | 72.4%-45.5pp | 78.8%-52.0pp | 68.1%-41.2pp |
| Annual return | 20.61% | 20.69%-0.1pp | 21.16%-0.5pp | 53.51%-32.9pp |
| Employer contribution / active EE | $935 | $2,856-67.3% | $4,360-78.6% | $2,552-63.4% |
| Participant deferral / active EE | $2,080 | $4,575-54.5% | $6,153-66.2% | $4,126-49.6% |
| Admin fee / account holder | $6,761 | $9,467-28.6% | $15,194-55.5% | $7,339-7.9% |