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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,159 | $81,664-16.5% | $70,476-3.3% | $158,966-57.1% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 19.81% | 208.59%-188.8pp | 109.12%-89.3pp | 302.95%-283.1pp |
| Employer contribution / active EE | $12,253 | $3,219+280.7% | $2,738+347.5% | $4,762+157.3% |
| Participant deferral / active EE | $7,358 | $4,556+61.5% | $3,710+98.3% | $5,983+23.0% |
| Admin fee / account holder | $727 | $6,197-88.3% | $3,847-81.1% | $11,250-93.5% |