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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,751 | $73,518+68.3% | $63,003+96.4% | $147,585-16.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 21.37% | 175.46%-154.1pp | 87.59%-66.2pp | 578.57%-557.2pp |
| Employer contribution / active EE | $18,345 | $3,322+452.2% | $2,760+564.6% | $4,876+276.2% |
| Participant deferral / active EE | $13,733 | $4,183+228.3% | $3,329+312.5% | $5,439+152.5% |
| Admin fee / account holder | $2,165 | $5,952-63.6% | $3,600-39.9% | $10,885-80.1% |