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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,267 | $76,368+81.1% | $67,681+104.3% | $154,746-10.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 17.62% | 1066.77%-1049.1pp | 590.58%-573.0pp | 172.34%-154.7pp |
| Employer contribution / active EE | $9,201 | $3,151+192.0% | $2,678+243.6% | $4,379+110.1% |
| Participant deferral / active EE | $8,971 | $4,824+86.0% | $3,976+125.7% | $6,730+33.3% |
| Admin fee / account holder | $2,635 | $8,559-69.2% | $6,100-56.8% | $14,365-81.7% |