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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,267 | $96,123+43.8% | $77,361+78.7% | $198,609-30.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.0%+25.0pp | 82.4%+17.6pp |
| Annual return | 17.62% | 2054.81%-2037.2pp | 1011.54%-993.9pp | 202.70%-185.1pp |
| Employer contribution / active EE | $9,201 | $3,791+142.7% | $2,990+207.7% | $5,055+82.0% |
| Participant deferral / active EE | $8,971 | $4,975+80.3% | $3,911+129.4% | $6,977+28.6% |
| Admin fee / account holder | $2,635 | $9,471-72.2% | $5,894-55.3% | $19,030-86.2% |